How much does assisted living cost in Fargo, ND?

Assisted living in Fargo, ND averages $4,300/month in 2026 — 4% below the national average of $4,500/month. Assisted living includes housing, meals, and help with daily activities but not skilled nursing care.

How much does a nursing home cost in Fargo, ND?

A private room in a nursing home in Fargo, ND costs $10,000/month in 2026. A semi-private room runs approximately $8,800/month. Nursing homes provide 24-hour skilled nursing care and are the most expensive senior care option.

How much does in-home care cost in Fargo, ND?

A home health aide in Fargo, ND costs $5,600/month (44 hours/week) in 2026. For part-time help at 20 hours/week, expect roughly $2,800/month. Adult day care is the most affordable option at $1,550/month.

How much does memory care cost in Fargo, ND?

Memory care in Fargo, ND averages $6,000/month in 2026. Memory care units provide specialized dementia care with secured environments and higher staff ratios, typically running 20–40% more than standard assisted living.

Does Medicare cover assisted living in Fargo, ND?

No. Medicare does not cover assisted living in Fargo, ND or anywhere else. Medicare covers up to 100 days of skilled nursing after a qualifying hospital stay — not long-term custodial care. Most assisted living is paid privately through savings, pensions, or long-term care insurance. Medicaid may cover nursing home costs for North Dakota residents who qualify financially.

Elder Care Cost in Fargo, ND (2026)

Assisted living in Fargo, ND averages $4,300/month (4% below national avg). Nursing home private room: $10,000/month. In-home aide: $5,600/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$4,300

per month

Nursing Home

$10,000

private room

In-Home Aide

$5,600

44 hrs/week

Memory Care

$6,000

per month

Adult Day Care

$1,550

per month

How Fargo, ND compares

Care type

Assisted Living

Fargo, ND

$4,300/mo

National avg

$4,500/mo

Nursing Home

private room

$10,000/mo

$9,733/mo

In-Home Aide

44 hrs/week

$5,600/mo

$5,339/mo

Memory Care

$6,000/mo

$6,200/mo

Annual costs in Fargo, ND

Assisted living

$51,600/year

or $4,300/month

Nursing home (private room)

$120,000/year

or $10,000/month

Most families need 2–4 years of care on average. At Fargo, ND assisted living rates, that's $103,200–$206,400 total before insurance or Medicaid.

Fargo, ND vs North Dakota statewide average

Assisted living

$4,300 Fargo, ND

$4,200 North Dakota avg

Fargo, ND is 2% above the state average

Nursing home (private)

$10,000 Fargo, ND

$9,855 North Dakota avg

See full North Dakota elder care data — Medicaid coverage, all care types →

Understanding care types in Fargo, ND

Assisted Living — $4,300/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $10,000/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $5,600/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $2,800/month in Fargo, ND.

Memory Care — $6,000/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,700/month above standard assisted living in Fargo, ND.

Nearby cities

Bismarck, ND

$4,200/mo

assisted living

Aurora, CO

$4,900/mo

assisted living

Buffalo, NY

$5,200/mo

assisted living

Kansas City, MO

$3,800/mo

assisted living

Cedar Rapids, IA

$4,100/mo

assisted living

Philadelphia, PA

$5,100/mo

assisted living

Phoenix, AZ

$4,600/mo

assisted living

Lexington, KY

$4,100/mo

assisted living

Newark, NJ

$6,200/mo

assisted living

Full North Dakota data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

North Dakota elder care costs →

All 200 cities

Compare assisted living and nursing home rates across all metros.

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