Medicare & Medicaid Coverage Calculator
Estimate your potential coverage and out-of-pocket costs for senior care.
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Excludes primary home (up to equity limit), one vehicle, personal belongings
Coverage Estimate
Monthly Care Cost
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Est. Monthly Coverage
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Est. Out-of-Pocket
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Medicare Coverage
Key facts:
- Medicare does NOT cover long-term custodial care
- Covers up to 100 days in a skilled nursing facility after a 3-day hospital stay
- Days 1-20: Medicare covers 100%
- Days 21-100: You pay a daily copay (approximately $204.50/day in 2025)
- After 100 days: You pay 100% of costs
Medicaid Eligibility Estimate
Annual Out-of-Pocket Estimate
Total Annual Cost
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Est. Annual Coverage
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Annual Out-of-Pocket
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Disclaimer: This calculator provides rough estimates only. Medicaid eligibility rules vary significantly by state and change frequently. Asset and income limits shown are approximations. Consult with a Medicaid planning attorney or your state Medicaid office for accurate eligibility determination.
Updated March 2026. Estimates only; consult a Medicaid planning professional for accurate eligibility.