Elder Care Cost in Indianapolis, IN (2026)
Assisted living in Indianapolis, IN averages $4,200/month (7% below national avg). Nursing home private room: $8,700/month. In-home aide: $5,000/month.
Source: Genworth/CareScout Cost of Care Survey 2024–2025
Assisted Living
$4,200
per month
Nursing Home
$8,700
private room
In-Home Aide
$5,000
44 hrs/week
Memory Care
$5,900
per month
Adult Day Care
$1,400
per month
How Indianapolis, IN compares
Care type
Assisted Living
Indianapolis, IN
$4,200/mo
National avg
$4,500/mo
Nursing Home
private room
$8,700/mo
$9,733/mo
In-Home Aide
44 hrs/week
$5,000/mo
$5,339/mo
Memory Care
$5,900/mo
$6,200/mo
Annual costs in Indianapolis, IN
Assisted living
$50,400/year
or $4,200/month
Nursing home (private room)
$104,400/year
or $8,700/month
Most families need 2–4 years of care on average. At Indianapolis, IN assisted living rates, that's $100,800–$201,600 total before insurance or Medicaid.
Indianapolis, IN vs Indiana statewide average
Assisted living
Indianapolis, IN is 2% below the state average
Nursing home (private)
Understanding care types in Indianapolis, IN
Assisted Living — $4,200/mo
Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.
Nursing Home — $8,700/mo
24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.
In-Home Aide — $5,000/mo
A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $2,500/month in Indianapolis, IN.
Memory Care — $5,900/mo
A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,700/month above standard assisted living in Indianapolis, IN.
Nearby cities
Fort Wayne, IN
$4,000/mo
assisted living
Anchorage, AK
$6,400/mo
assisted living
Wichita, KS
$4,200/mo
assisted living
Fayetteville, NC
$3,900/mo
assisted living
Tempe, AZ
$4,600/mo
assisted living
Overland Park, KS
$4,500/mo
assisted living
Arlington, TX
$4,300/mo
assisted living
Mobile, AL
$3,700/mo
assisted living
Irvine, CA
$6,300/mo
assisted living
Full Indiana data
Statewide averages, Medicaid coverage details, and all care-type breakdowns.
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