How much does assisted living cost in Silver Spring, MD?

Assisted living in Silver Spring, MD averages $5,500/month in 2026 — 22% above the national average of $4,500/month. Assisted living includes housing, meals, and help with daily activities but not skilled nursing care.

How much does a nursing home cost in Silver Spring, MD?

A private room in a nursing home in Silver Spring, MD costs $11,800/month in 2026. A semi-private room runs approximately $10,400/month. Nursing homes provide 24-hour skilled nursing care and are the most expensive senior care option.

How much does in-home care cost in Silver Spring, MD?

A home health aide in Silver Spring, MD costs $5,900/month (44 hours/week) in 2026. For part-time help at 20 hours/week, expect roughly $3,000/month. Adult day care is the most affordable option at $1,950/month.

How much does memory care cost in Silver Spring, MD?

Memory care in Silver Spring, MD averages $7,600/month in 2026. Memory care units provide specialized dementia care with secured environments and higher staff ratios, typically running 20–40% more than standard assisted living.

Does Medicare cover assisted living in Silver Spring, MD?

No. Medicare does not cover assisted living in Silver Spring, MD or anywhere else. Medicare covers up to 100 days of skilled nursing after a qualifying hospital stay — not long-term custodial care. Most assisted living is paid privately through savings, pensions, or long-term care insurance. Medicaid may cover nursing home costs for Maryland residents who qualify financially.

Elder Care Cost in Silver Spring, MD (2026)

Assisted living in Silver Spring, MD averages $5,500/month (22% above national avg). Nursing home private room: $11,800/month. In-home aide: $5,900/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$5,500

per month

Nursing Home

$11,800

private room

In-Home Aide

$5,900

44 hrs/week

Memory Care

$7,600

per month

Adult Day Care

$1,950

per month

How Silver Spring, MD compares

Care type

Assisted Living

Silver Spring, MD

$5,500/mo

National avg

$4,500/mo

Nursing Home

private room

$11,800/mo

$9,733/mo

In-Home Aide

44 hrs/week

$5,900/mo

$5,339/mo

Memory Care

$7,600/mo

$6,200/mo

Annual costs in Silver Spring, MD

Assisted living

$66,000/year

or $5,500/month

Nursing home (private room)

$141,600/year

or $11,800/month

Most families need 2–4 years of care on average. At Silver Spring, MD assisted living rates, that's $132,000–$264,000 total before insurance or Medicaid.

Silver Spring, MD vs Maryland statewide average

Assisted living

$5,500 Silver Spring, MD

$5,100 Maryland avg

Silver Spring, MD is 8% above the state average

Nursing home (private)

$11,800 Silver Spring, MD

$11,315 Maryland avg

See full Maryland elder care data — Medicaid coverage, all care types →

Understanding care types in Silver Spring, MD

Assisted Living — $5,500/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $11,800/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $5,900/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $3,000/month in Silver Spring, MD.

Memory Care — $7,600/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $2,100/month above standard assisted living in Silver Spring, MD.

Nearby cities

Baltimore, MD

$5,200/mo

assisted living

Columbia, MD

$5,400/mo

assisted living

Mesa, AZ

$4,500/mo

assisted living

Phoenix, AZ

$4,600/mo

assisted living

San Jose, CA

$6,500/mo

assisted living

Ventura, CA

$5,800/mo

assisted living

Columbia, MO

$3,700/mo

assisted living

Wilmington, DE

$5,400/mo

assisted living

Columbus, OH

$4,400/mo

assisted living

Full Maryland data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

Maryland elder care costs →

All 200 cities

Compare assisted living and nursing home rates across all metros.

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