Elder Care Cost in St. Paul, MN (2026)
Assisted living in St. Paul, MN averages $4,700/month (4% above national avg). Nursing home private room: $10,900/month. In-home aide: $6,000/month.
Source: Genworth/CareScout Cost of Care Survey 2024–2025
Assisted Living
$4,700
per month
Nursing Home
$10,900
private room
In-Home Aide
$6,000
44 hrs/week
Memory Care
$6,600
per month
Adult Day Care
$1,750
per month
How St. Paul, MN compares
Care type
Assisted Living
St. Paul, MN
$4,700/mo
National avg
$4,500/mo
Nursing Home
private room
$10,900/mo
$9,733/mo
In-Home Aide
44 hrs/week
$6,000/mo
$5,339/mo
Memory Care
$6,600/mo
$6,200/mo
Annual costs in St. Paul, MN
Assisted living
$56,400/year
or $4,700/month
Nursing home (private room)
$130,800/year
or $10,900/month
Most families need 2–4 years of care on average. At St. Paul, MN assisted living rates, that's $112,800–$225,600 total before insurance or Medicaid.
St. Paul, MN vs Minnesota statewide average
Assisted living
St. Paul, MN is 2% above the state average
Nursing home (private)
Understanding care types in St. Paul, MN
Assisted Living — $4,700/mo
Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.
Nursing Home — $10,900/mo
24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.
In-Home Aide — $6,000/mo
A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $3,000/month in St. Paul, MN.
Memory Care — $6,600/mo
A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,900/month above standard assisted living in St. Paul, MN.
Nearby cities
Duluth, MN
$4,600/mo
assisted living
Minneapolis, MN
$4,700/mo
assisted living
Rochester, MN
$4,700/mo
assisted living
Reno, NV
$4,600/mo
assisted living
Columbus, OH
$4,400/mo
assisted living
Albuquerque, NM
$4,100/mo
assisted living
San Antonio, TX
$3,900/mo
assisted living
Huntington Beach, CA
$6,200/mo
assisted living
Fremont, CA
$6,500/mo
assisted living
Full Minnesota data
Statewide averages, Medicaid coverage details, and all care-type breakdowns.
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