Elder Care Cost: Austin, TX vs New York City, NY (2026)
Austin, TX assisted living runs $4,500/month — $2,300/month less than New York City, NY's $6,800/month. That's $27,600/year.
Austin, TX, TX
$4,500
assisted living/month
+$0 vs national avg
New York City, NY, NY
$6,800
assisted living/month
+$2,300 vs national avg
Austin, TX vs New York City, NY — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Austin, TX | New York City, NY |
|---|---|---|
| Assisted Living | $4,500/mo ✓ | $6,800/mo |
| Nursing Home (Private) | $7,600/mo ✓ | $15,400/mo |
| In-Home Aide | $5,100/mo ✓ | $7,700/mo |
| Memory Care | $6,100/mo ✓ | $9,200/mo |
| Adult Day Care | $1,400/mo ✓ | $2,400/mo |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Austin, TX costs $54,000/year vs New York City, NY's $81,600/year.
Monthly savings
$2,300
Annual savings
$27,600
2-year total savings
$55,200
% difference
51%
Savings = New York City, NY cost minus Austin, TX cost. Assisted living only.
Overall, Austin, TX is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Austin, TX or New York City, NY?
Austin, TX has lower assisted living costs at $4,500/month vs. $6,800/month in New York City, NY — a difference of $2,300/month ($27,600/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Austin, TX is $0 above the national average. New York City, NY is $2,300 above the national average.