Elder Care Cost: Baltimore, MD vs Memphis, TN (2026)
Memphis, TN assisted living runs $3,900/month — $1,300/month less than Baltimore, MD's $5,200/month. That's $15,600/year.
Baltimore, MD, MD
$5,200
assisted living/month
+$700 vs national avg
Memphis, TN, TN
$3,900
assisted living/month
-$600 vs national avg
Baltimore, MD vs Memphis, TN — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Baltimore, MD | Memphis, TN |
|---|---|---|
| Assisted Living | $5,200/mo | $3,900/mo ✓ |
| Nursing Home (Private) | $11,400/mo | $7,900/mo ✓ |
| In-Home Aide | $5,600/mo | $4,200/mo ✓ |
| Memory Care | $7,200/mo | $5,500/mo ✓ |
| Adult Day Care | $1,900/mo | $1,250/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Memphis, TN costs $46,800/year vs Baltimore, MD's $62,400/year.
Monthly savings
$1,300
Annual savings
$15,600
2-year total savings
$31,200
% difference
33%
Savings = Baltimore, MD cost minus Memphis, TN cost. Assisted living only.
Overall, Memphis, TN is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Baltimore, MD or Memphis, TN?
Memphis, TN has lower assisted living costs at $3,900/month vs. $5,200/month in Baltimore, MD — a difference of $1,300/month ($15,600/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Baltimore, MD is $700 above the national average. Memphis, TN is $600 below the national average.