ElderCareCost

Elder Care Cost: Baltimore, MD vs Sacramento, CA (2026)

Baltimore, MD assisted living runs $5,200/month — $300/month less than Sacramento, CA's $5,500/month. That's $3,600/year.

Baltimore, MD, MD

$5,200

assisted living/month

+$700 vs national avg

Sacramento, CA, CA

$5,500

assisted living/month

+$1,000 vs national avg

Baltimore, MD vs Sacramento, CA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Baltimore, MD Sacramento, CA
Assisted Living $5,200/mo $5,500/mo
Nursing Home (Private) $11,400/mo $10,800/mo
In-Home Aide $5,600/mo $6,500/mo
Memory Care $7,200/mo $7,500/mo
Adult Day Care $1,900/mo $1,900/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Baltimore, MD costs $62,400/year vs Sacramento, CA's $66,000/year.

Monthly savings

$300

Annual savings

$3,600

2-year total savings

$7,200

% difference

6%

Savings = Sacramento, CA cost minus Baltimore, MD cost. Assisted living only.

Overall, Baltimore, MD is more affordable — lower cost on 3 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Baltimore, MD or Sacramento, CA?

Baltimore, MD has lower assisted living costs at $5,200/month vs. $5,500/month in Sacramento, CA — a difference of $300/month ($3,600/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Baltimore, MD is $700 above the national average. Sacramento, CA is $1,000 above the national average.