ElderCareCost

Elder Care Cost: Boston, MA vs Baltimore, MD (2026)

Baltimore, MD assisted living runs $5,200/month — $1,100/month less than Boston, MA's $6,300/month. That's $13,200/year.

Boston, MA, MA

$6,300

assisted living/month

+$1,800 vs national avg

Baltimore, MD, MD

$5,200

assisted living/month

+$700 vs national avg

Boston, MA vs Baltimore, MD — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Boston, MA Baltimore, MD
Assisted Living $6,300/mo $5,200/mo
Nursing Home (Private) $14,500/mo $11,400/mo
In-Home Aide $6,700/mo $5,600/mo
Memory Care $8,700/mo $7,200/mo
Adult Day Care $2,200/mo $1,900/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Baltimore, MD costs $62,400/year vs Boston, MA's $75,600/year.

Monthly savings

$1,100

Annual savings

$13,200

2-year total savings

$26,400

% difference

21%

Savings = Boston, MA cost minus Baltimore, MD cost. Assisted living only.

Overall, Baltimore, MD is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Boston, MA or Baltimore, MD?

Baltimore, MD has lower assisted living costs at $5,200/month vs. $6,300/month in Boston, MA — a difference of $1,100/month ($13,200/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Boston, MA is $1,800 above the national average. Baltimore, MD is $700 above the national average.