Elder Care Cost: Chicago, IL vs Kansas City, MO (2026)
Kansas City, MO assisted living runs $3,800/month — $1,100/month less than Chicago, IL's $4,900/month. That's $13,200/year.
Chicago, IL, IL
$4,900
assisted living/month
+$400 vs national avg
Kansas City, MO, MO
$3,800
assisted living/month
-$700 vs national avg
Chicago, IL vs Kansas City, MO — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Chicago, IL | Kansas City, MO |
|---|---|---|
| Assisted Living | $4,900/mo | $3,800/mo ✓ |
| Nursing Home (Private) | $9,500/mo | $7,500/mo ✓ |
| In-Home Aide | $5,700/mo | $4,700/mo ✓ |
| Memory Care | $6,800/mo | $5,300/mo ✓ |
| Adult Day Care | $1,700/mo | $1,300/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Kansas City, MO costs $45,600/year vs Chicago, IL's $58,800/year.
Monthly savings
$1,100
Annual savings
$13,200
2-year total savings
$26,400
% difference
29%
Savings = Chicago, IL cost minus Kansas City, MO cost. Assisted living only.
Overall, Kansas City, MO is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Chicago, IL or Kansas City, MO?
Kansas City, MO has lower assisted living costs at $3,800/month vs. $4,900/month in Chicago, IL — a difference of $1,100/month ($13,200/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Chicago, IL is $400 above the national average. Kansas City, MO is $700 below the national average.