ElderCareCost

Elder Care Cost: Chicago, IL vs Nashville, TN (2026)

Nashville, TN assisted living runs $4,400/month — $500/month less than Chicago, IL's $4,900/month. That's $6,000/year.

Chicago, IL, IL

$4,900

assisted living/month

+$400 vs national avg

Nashville, TN, TN

$4,400

assisted living/month

-$100 vs national avg

Chicago, IL vs Nashville, TN — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Chicago, IL Nashville, TN
Assisted Living $4,900/mo $4,400/mo
Nursing Home (Private) $9,500/mo $8,200/mo
In-Home Aide $5,700/mo $4,600/mo
Memory Care $6,800/mo $6,100/mo
Adult Day Care $1,700/mo $1,350/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Nashville, TN costs $52,800/year vs Chicago, IL's $58,800/year.

Monthly savings

$500

Annual savings

$6,000

2-year total savings

$12,000

% difference

11%

Savings = Chicago, IL cost minus Nashville, TN cost. Assisted living only.

Overall, Nashville, TN is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Chicago, IL or Nashville, TN?

Nashville, TN has lower assisted living costs at $4,400/month vs. $4,900/month in Chicago, IL — a difference of $500/month ($6,000/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Chicago, IL is $400 above the national average. Nashville, TN is $100 below the national average.