Elder Care Cost: Chicago, IL vs San Jose, CA (2026)
Chicago, IL assisted living runs $4,900/month — $1,600/month less than San Jose, CA's $6,500/month. That's $19,200/year.
Chicago, IL, IL
$4,900
assisted living/month
+$400 vs national avg
San Jose, CA, CA
$6,500
assisted living/month
+$2,000 vs national avg
Chicago, IL vs San Jose, CA — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Chicago, IL | San Jose, CA |
|---|---|---|
| Assisted Living | $4,900/mo ✓ | $6,500/mo |
| Nursing Home (Private) | $9,500/mo ✓ | $13,000/mo |
| In-Home Aide | $5,700/mo ✓ | $7,700/mo |
| Memory Care | $6,800/mo ✓ | $8,900/mo |
| Adult Day Care | $1,700/mo ✓ | $2,200/mo |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Chicago, IL costs $58,800/year vs San Jose, CA's $78,000/year.
Monthly savings
$1,600
Annual savings
$19,200
2-year total savings
$38,400
% difference
33%
Savings = San Jose, CA cost minus Chicago, IL cost. Assisted living only.
Overall, Chicago, IL is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Chicago, IL or San Jose, CA?
Chicago, IL has lower assisted living costs at $4,900/month vs. $6,500/month in San Jose, CA — a difference of $1,600/month ($19,200/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Chicago, IL is $400 above the national average. San Jose, CA is $2,000 above the national average.