ElderCareCost

Elder Care Cost: Chicago, IL vs Seattle, WA (2026)

Chicago, IL assisted living runs $4,900/month — $1,100/month less than Seattle, WA's $6,000/month. That's $13,200/year.

Chicago, IL, IL

$4,900

assisted living/month

+$400 vs national avg

Seattle, WA, WA

$6,000

assisted living/month

+$1,500 vs national avg

Chicago, IL vs Seattle, WA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Chicago, IL Seattle, WA
Assisted Living $4,900/mo $6,000/mo
Nursing Home (Private) $9,500/mo $12,200/mo
In-Home Aide $5,700/mo $6,900/mo
Memory Care $6,800/mo $8,300/mo
Adult Day Care $1,700/mo $2,100/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Chicago, IL costs $58,800/year vs Seattle, WA's $72,000/year.

Monthly savings

$1,100

Annual savings

$13,200

2-year total savings

$26,400

% difference

22%

Savings = Seattle, WA cost minus Chicago, IL cost. Assisted living only.

Overall, Chicago, IL is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Chicago, IL or Seattle, WA?

Chicago, IL has lower assisted living costs at $4,900/month vs. $6,000/month in Seattle, WA — a difference of $1,100/month ($13,200/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Chicago, IL is $400 above the national average. Seattle, WA is $1,500 above the national average.