Elder Care Cost: Denver, CO vs Indianapolis, IN (2026)
Indianapolis, IN assisted living runs $4,200/month — $900/month less than Denver, CO's $5,100/month. That's $10,800/year.
Denver, CO, CO
$5,100
assisted living/month
+$600 vs national avg
Indianapolis, IN, IN
$4,200
assisted living/month
-$300 vs national avg
Denver, CO vs Indianapolis, IN — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Denver, CO | Indianapolis, IN |
|---|---|---|
| Assisted Living | $5,100/mo | $4,200/mo ✓ |
| Nursing Home (Private) | $10,500/mo | $8,700/mo ✓ |
| In-Home Aide | $5,900/mo | $5,000/mo ✓ |
| Memory Care | $7,000/mo | $5,900/mo ✓ |
| Adult Day Care | $1,700/mo | $1,400/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Indianapolis, IN costs $50,400/year vs Denver, CO's $61,200/year.
Monthly savings
$900
Annual savings
$10,800
2-year total savings
$21,600
% difference
21%
Savings = Denver, CO cost minus Indianapolis, IN cost. Assisted living only.
Overall, Indianapolis, IN is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Denver, CO or Indianapolis, IN?
Indianapolis, IN has lower assisted living costs at $4,200/month vs. $5,100/month in Denver, CO — a difference of $900/month ($10,800/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Denver, CO is $600 above the national average. Indianapolis, IN is $300 below the national average.