Elder Care Cost: El Paso, TX vs Louisville, KY (2026)
El Paso, TX assisted living runs $3,700/month — $300/month less than Louisville, KY's $4,000/month. That's $3,600/year.
El Paso, TX, TX
$3,700
assisted living/month
-$800 vs national avg
Louisville, KY, KY
$4,000
assisted living/month
-$500 vs national avg
El Paso, TX vs Louisville, KY — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | El Paso, TX | Louisville, KY |
|---|---|---|
| Assisted Living | $3,700/mo ✓ | $4,000/mo |
| Nursing Home (Private) | $6,900/mo ✓ | $8,700/mo |
| In-Home Aide | $4,300/mo ✓ | $4,600/mo |
| Memory Care | $5,100/mo ✓ | $5,600/mo |
| Adult Day Care | $1,200/mo ✓ | $1,350/mo |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, El Paso, TX costs $44,400/year vs Louisville, KY's $48,000/year.
Monthly savings
$300
Annual savings
$3,600
2-year total savings
$7,200
% difference
8%
Savings = Louisville, KY cost minus El Paso, TX cost. Assisted living only.
Overall, El Paso, TX is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in El Paso, TX or Louisville, KY?
El Paso, TX has lower assisted living costs at $3,700/month vs. $4,000/month in Louisville, KY — a difference of $300/month ($3,600/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. El Paso, TX is $800 below the national average. Louisville, KY is $500 below the national average.