Elder Care Cost: Houston, TX vs Memphis, TN (2026)
Memphis, TN assisted living runs $3,900/month — $400/month less than Houston, TX's $4,300/month. That's $4,800/year.
Houston, TX, TX
$4,300
assisted living/month
-$200 vs national avg
Memphis, TN, TN
$3,900
assisted living/month
-$600 vs national avg
Houston, TX vs Memphis, TN — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Houston, TX | Memphis, TN |
|---|---|---|
| Assisted Living | $4,300/mo | $3,900/mo ✓ |
| Nursing Home (Private) | $7,400/mo ✓ | $7,900/mo |
| In-Home Aide | $4,900/mo | $4,200/mo ✓ |
| Memory Care | $5,800/mo | $5,500/mo ✓ |
| Adult Day Care | $1,350/mo | $1,250/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Memphis, TN costs $46,800/year vs Houston, TX's $51,600/year.
Monthly savings
$400
Annual savings
$4,800
2-year total savings
$9,600
% difference
10%
Savings = Houston, TX cost minus Memphis, TN cost. Assisted living only.
Overall, Memphis, TN is more affordable — lower cost on 4 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Houston, TX or Memphis, TN?
Memphis, TN has lower assisted living costs at $3,900/month vs. $4,300/month in Houston, TX — a difference of $400/month ($4,800/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Houston, TX is $200 below the national average. Memphis, TN is $600 below the national average.