ElderCareCost

Elder Care Cost: Houston, TX vs Philadelphia, PA (2026)

Houston, TX assisted living runs $4,300/month — $800/month less than Philadelphia, PA's $5,100/month. That's $9,600/year.

Houston, TX, TX

$4,300

assisted living/month

-$200 vs national avg

Philadelphia, PA, PA

$5,100

assisted living/month

+$600 vs national avg

Houston, TX vs Philadelphia, PA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Houston, TX Philadelphia, PA
Assisted Living $4,300/mo $5,100/mo
Nursing Home (Private) $7,400/mo $11,200/mo
In-Home Aide $4,900/mo $5,700/mo
Memory Care $5,800/mo $7,000/mo
Adult Day Care $1,350/mo $1,700/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Houston, TX costs $51,600/year vs Philadelphia, PA's $61,200/year.

Monthly savings

$800

Annual savings

$9,600

2-year total savings

$19,200

% difference

19%

Savings = Philadelphia, PA cost minus Houston, TX cost. Assisted living only.

Overall, Houston, TX is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Houston, TX or Philadelphia, PA?

Houston, TX has lower assisted living costs at $4,300/month vs. $5,100/month in Philadelphia, PA — a difference of $800/month ($9,600/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Houston, TX is $200 below the national average. Philadelphia, PA is $600 above the national average.