Elder Care Cost: Indianapolis, IN vs Baltimore, MD (2026)
Indianapolis, IN assisted living runs $4,200/month — $1,000/month less than Baltimore, MD's $5,200/month. That's $12,000/year.
Indianapolis, IN, IN
$4,200
assisted living/month
-$300 vs national avg
Baltimore, MD, MD
$5,200
assisted living/month
+$700 vs national avg
Indianapolis, IN vs Baltimore, MD — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Indianapolis, IN | Baltimore, MD |
|---|---|---|
| Assisted Living | $4,200/mo ✓ | $5,200/mo |
| Nursing Home (Private) | $8,700/mo ✓ | $11,400/mo |
| In-Home Aide | $5,000/mo ✓ | $5,600/mo |
| Memory Care | $5,900/mo ✓ | $7,200/mo |
| Adult Day Care | $1,400/mo ✓ | $1,900/mo |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Indianapolis, IN costs $50,400/year vs Baltimore, MD's $62,400/year.
Monthly savings
$1,000
Annual savings
$12,000
2-year total savings
$24,000
% difference
24%
Savings = Baltimore, MD cost minus Indianapolis, IN cost. Assisted living only.
Overall, Indianapolis, IN is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Indianapolis, IN or Baltimore, MD?
Indianapolis, IN has lower assisted living costs at $4,200/month vs. $5,200/month in Baltimore, MD — a difference of $1,000/month ($12,000/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Indianapolis, IN is $300 below the national average. Baltimore, MD is $700 above the national average.