Elder Care Cost: Jacksonville, FL vs Memphis, TN (2026)
Memphis, TN assisted living runs $3,900/month — $300/month less than Jacksonville, FL's $4,200/month. That's $3,600/year.
Jacksonville, FL, FL
$4,200
assisted living/month
-$300 vs national avg
Memphis, TN, TN
$3,900
assisted living/month
-$600 vs national avg
Jacksonville, FL vs Memphis, TN — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Jacksonville, FL | Memphis, TN |
|---|---|---|
| Assisted Living | $4,200/mo | $3,900/mo ✓ |
| Nursing Home (Private) | $9,800/mo | $7,900/mo ✓ |
| In-Home Aide | $5,100/mo | $4,200/mo ✓ |
| Memory Care | $5,900/mo | $5,500/mo ✓ |
| Adult Day Care | $1,600/mo | $1,250/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Memphis, TN costs $46,800/year vs Jacksonville, FL's $50,400/year.
Monthly savings
$300
Annual savings
$3,600
2-year total savings
$7,200
% difference
8%
Savings = Jacksonville, FL cost minus Memphis, TN cost. Assisted living only.
Overall, Memphis, TN is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Jacksonville, FL or Memphis, TN?
Memphis, TN has lower assisted living costs at $3,900/month vs. $4,200/month in Jacksonville, FL — a difference of $300/month ($3,600/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Jacksonville, FL is $300 below the national average. Memphis, TN is $600 below the national average.