Elder Care Cost: Nashville, TN vs Charlotte, NC (2026)
Charlotte, NC assisted living runs $4,200/month — $200/month less than Nashville, TN's $4,400/month. That's $2,400/year.
Nashville, TN, TN
$4,400
assisted living/month
-$100 vs national avg
Charlotte, NC, NC
$4,200
assisted living/month
-$300 vs national avg
Nashville, TN vs Charlotte, NC — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Nashville, TN | Charlotte, NC |
|---|---|---|
| Assisted Living | $4,400/mo | $4,200/mo ✓ |
| Nursing Home (Private) | $8,200/mo ✓ | $9,000/mo |
| In-Home Aide | $4,600/mo ✓ | $4,800/mo |
| Memory Care | $6,100/mo | $5,900/mo ✓ |
| Adult Day Care | $1,350/mo ✓ | $1,450/mo |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Charlotte, NC costs $50,400/year vs Nashville, TN's $52,800/year.
Monthly savings
$200
Annual savings
$2,400
2-year total savings
$4,800
% difference
5%
Savings = Nashville, TN cost minus Charlotte, NC cost. Assisted living only.
Overall, Nashville, TN is more affordable — lower cost on 3 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Nashville, TN or Charlotte, NC?
Charlotte, NC has lower assisted living costs at $4,200/month vs. $4,400/month in Nashville, TN — a difference of $200/month ($2,400/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Nashville, TN is $100 below the national average. Charlotte, NC is $300 below the national average.