Elder Care Cost: New York City, NY vs Philadelphia, PA (2026)
Philadelphia, PA assisted living runs $5,100/month — $1,700/month less than New York City, NY's $6,800/month. That's $20,400/year.
New York City, NY, NY
$6,800
assisted living/month
+$2,300 vs national avg
Philadelphia, PA, PA
$5,100
assisted living/month
+$600 vs national avg
New York City, NY vs Philadelphia, PA — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | New York City, NY | Philadelphia, PA |
|---|---|---|
| Assisted Living | $6,800/mo | $5,100/mo ✓ |
| Nursing Home (Private) | $15,400/mo | $11,200/mo ✓ |
| In-Home Aide | $7,700/mo | $5,700/mo ✓ |
| Memory Care | $9,200/mo | $7,000/mo ✓ |
| Adult Day Care | $2,400/mo | $1,700/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Philadelphia, PA costs $61,200/year vs New York City, NY's $81,600/year.
Monthly savings
$1,700
Annual savings
$20,400
2-year total savings
$40,800
% difference
33%
Savings = New York City, NY cost minus Philadelphia, PA cost. Assisted living only.
Overall, Philadelphia, PA is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in New York City, NY or Philadelphia, PA?
Philadelphia, PA has lower assisted living costs at $5,100/month vs. $6,800/month in New York City, NY — a difference of $1,700/month ($20,400/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. New York City, NY is $2,300 above the national average. Philadelphia, PA is $600 above the national average.