Elder Care Cost: Phoenix, AZ vs Indianapolis, IN (2026)
Indianapolis, IN assisted living runs $4,200/month — $400/month less than Phoenix, AZ's $4,600/month. That's $4,800/year.
Phoenix, AZ, AZ
$4,600
assisted living/month
+$100 vs national avg
Indianapolis, IN, IN
$4,200
assisted living/month
-$300 vs national avg
Phoenix, AZ vs Indianapolis, IN — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Phoenix, AZ | Indianapolis, IN |
|---|---|---|
| Assisted Living | $4,600/mo | $4,200/mo ✓ |
| Nursing Home (Private) | $9,200/mo | $8,700/mo ✓ |
| In-Home Aide | $5,800/mo | $5,000/mo ✓ |
| Memory Care | $6,400/mo | $5,900/mo ✓ |
| Adult Day Care | $1,550/mo | $1,400/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Indianapolis, IN costs $50,400/year vs Phoenix, AZ's $55,200/year.
Monthly savings
$400
Annual savings
$4,800
2-year total savings
$9,600
% difference
10%
Savings = Phoenix, AZ cost minus Indianapolis, IN cost. Assisted living only.
Overall, Indianapolis, IN is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in Phoenix, AZ or Indianapolis, IN?
Indianapolis, IN has lower assisted living costs at $4,200/month vs. $4,600/month in Phoenix, AZ — a difference of $400/month ($4,800/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. Phoenix, AZ is $100 above the national average. Indianapolis, IN is $300 below the national average.