Elder Care Cost: San Jose, CA vs Tampa, FL (2026)
Tampa, FL assisted living runs $4,600/month — $1,900/month less than San Jose, CA's $6,500/month. That's $22,800/year.
San Jose, CA, CA
$6,500
assisted living/month
+$2,000 vs national avg
Tampa, FL, FL
$4,600
assisted living/month
+$100 vs national avg
San Jose, CA vs Tampa, FL — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | San Jose, CA | Tampa, FL |
|---|---|---|
| Assisted Living | $6,500/mo | $4,600/mo ✓ |
| Nursing Home (Private) | $13,000/mo | $10,300/mo ✓ |
| In-Home Aide | $7,700/mo | $5,500/mo ✓ |
| Memory Care | $8,900/mo | $6,400/mo ✓ |
| Adult Day Care | $2,200/mo | $1,800/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Tampa, FL costs $55,200/year vs San Jose, CA's $78,000/year.
Monthly savings
$1,900
Annual savings
$22,800
2-year total savings
$45,600
% difference
41%
Savings = San Jose, CA cost minus Tampa, FL cost. Assisted living only.
Overall, Tampa, FL is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in San Jose, CA or Tampa, FL?
Tampa, FL has lower assisted living costs at $4,600/month vs. $6,500/month in San Jose, CA — a difference of $1,900/month ($22,800/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. San Jose, CA is $2,000 above the national average. Tampa, FL is $100 above the national average.