ElderCareCost

Elder Care Cost: Seattle, WA vs Memphis, TN (2026)

Memphis, TN assisted living runs $3,900/month — $2,100/month less than Seattle, WA's $6,000/month. That's $25,200/year.

Seattle, WA, WA

$6,000

assisted living/month

+$1,500 vs national avg

Memphis, TN, TN

$3,900

assisted living/month

-$600 vs national avg

Seattle, WA vs Memphis, TN — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type Seattle, WA Memphis, TN
Assisted Living $6,000/mo $3,900/mo
Nursing Home (Private) $12,200/mo $7,900/mo
In-Home Aide $6,900/mo $4,200/mo
Memory Care $8,300/mo $5,500/mo
Adult Day Care $2,100/mo $1,250/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Memphis, TN costs $46,800/year vs Seattle, WA's $72,000/year.

Monthly savings

$2,100

Annual savings

$25,200

2-year total savings

$50,400

% difference

54%

Savings = Seattle, WA cost minus Memphis, TN cost. Assisted living only.

Overall, Memphis, TN is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in Seattle, WA or Memphis, TN?

Memphis, TN has lower assisted living costs at $3,900/month vs. $6,000/month in Seattle, WA — a difference of $2,100/month ($25,200/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. Seattle, WA is $1,500 above the national average. Memphis, TN is $600 below the national average.