Elder Care Cost in Chicago, IL (2026)
Assisted living in Chicago, IL averages $4,900/month (9% above national avg). Nursing home private room: $9,500/month. In-home aide: $5,700/month.
Source: Genworth/CareScout Cost of Care Survey 2024–2025
Assisted Living
$4,900
per month
Nursing Home
$9,500
private room
In-Home Aide
$5,700
44 hrs/week
Memory Care
$6,800
per month
Adult Day Care
$1,700
per month
How Chicago, IL compares
Care type
Assisted Living
Chicago, IL
$4,900/mo
National avg
$4,500/mo
Nursing Home
private room
$9,500/mo
$9,733/mo
In-Home Aide
44 hrs/week
$5,700/mo
$5,339/mo
Memory Care
$6,800/mo
$6,200/mo
Annual costs in Chicago, IL
Assisted living
$58,800/year
or $4,900/month
Nursing home (private room)
$114,000/year
or $9,500/month
Most families need 2–4 years of care on average. At Chicago, IL assisted living rates, that's $117,600–$235,200 total before insurance or Medicaid.
Chicago, IL vs Illinois statewide average
Assisted living
Chicago, IL is 5% above the state average
Nursing home (private)
Understanding care types in Chicago, IL
Assisted Living — $4,900/mo
Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.
Nursing Home — $9,500/mo
24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.
In-Home Aide — $5,700/mo
A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $2,900/month in Chicago, IL.
Memory Care — $6,800/mo
A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,900/month above standard assisted living in Chicago, IL.
Nearby cities
Full Illinois data
Statewide averages, Medicaid coverage details, and all care-type breakdowns.
Illinois elder care costs →All 200 cities
Compare assisted living and nursing home rates across all metros.
Elder care cost by city →