Elder Care Cost in Naperville, IL (2026)
Assisted living in Naperville, IL averages $5,000/month (11% above national avg). Nursing home private room: $9,700/month. In-home aide: $5,800/month.
Source: Genworth/CareScout Cost of Care Survey 2024–2025
Assisted Living
$5,000
per month
Nursing Home
$9,700
private room
In-Home Aide
$5,800
44 hrs/week
Memory Care
$6,900
per month
Adult Day Care
$1,700
per month
How Naperville, IL compares
Care type
Assisted Living
Naperville, IL
$5,000/mo
National avg
$4,500/mo
Nursing Home
private room
$9,700/mo
$9,733/mo
In-Home Aide
44 hrs/week
$5,800/mo
$5,339/mo
Memory Care
$6,900/mo
$6,200/mo
Annual costs in Naperville, IL
Assisted living
$60,000/year
or $5,000/month
Nursing home (private room)
$116,400/year
or $9,700/month
Most families need 2–4 years of care on average. At Naperville, IL assisted living rates, that's $120,000–$240,000 total before insurance or Medicaid.
Naperville, IL vs Illinois statewide average
Assisted living
Naperville, IL is 8% above the state average
Nursing home (private)
Understanding care types in Naperville, IL
Assisted Living — $5,000/mo
Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.
Nursing Home — $9,700/mo
24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.
In-Home Aide — $5,800/mo
A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $2,900/month in Naperville, IL.
Memory Care — $6,900/mo
A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,900/month above standard assisted living in Naperville, IL.
Nearby cities
Full Illinois data
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