ElderCareCost

Elder Care Cost in Des Moines, IA (2026)

Assisted living in Des Moines, IA averages $4,200/month (7% below national avg). Nursing home private room: $8,400/month. In-home aide: $5,200/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$4,200

per month

Nursing Home

$8,400

private room

In-Home Aide

$5,200

44 hrs/week

Memory Care

$5,900

per month

Adult Day Care

$1,450

per month

How Des Moines, IA compares

Care type

Assisted Living

Des Moines, IA

$4,200/mo

National avg

$4,500/mo

Nursing Home

private room

$8,400/mo

$9,733/mo

In-Home Aide

44 hrs/week

$5,200/mo

$5,339/mo

Memory Care

$5,900/mo

$6,200/mo

Annual costs in Des Moines, IA

Assisted living

$50,400/year

or $4,200/month

Nursing home (private room)

$100,800/year

or $8,400/month

Most families need 2–4 years of care on average. At Des Moines, IA assisted living rates, that's $100,800–$201,600 total before insurance or Medicaid.

Des Moines, IA vs Iowa statewide average

Assisted living

$4,200 Des Moines, IA
$4,250 Iowa avg

Des Moines, IA is 1% below the state average

Nursing home (private)

$8,400 Des Moines, IA
$8,395 Iowa avg

Understanding care types in Des Moines, IA

Assisted Living — $4,200/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $8,400/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $5,200/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $2,600/month in Des Moines, IA.

Memory Care — $5,900/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $1,700/month above standard assisted living in Des Moines, IA.

Full Iowa data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

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