How much does assisted living cost in Springfield, MA?

Assisted living in Springfield, MA averages $5,700/month in 2026 — 27% above the national average of $4,500/month. Assisted living includes housing, meals, and help with daily activities but not skilled nursing care.

How much does a nursing home cost in Springfield, MA?

A private room in a nursing home in Springfield, MA costs $13,500/month in 2026. A semi-private room runs approximately $11,900/month. Nursing homes provide 24-hour skilled nursing care and are the most expensive senior care option.

How much does in-home care cost in Springfield, MA?

A home health aide in Springfield, MA costs $6,200/month (44 hours/week) in 2026. For part-time help at 20 hours/week, expect roughly $3,100/month. Adult day care is the most affordable option at $2,050/month.

How much does memory care cost in Springfield, MA?

Memory care in Springfield, MA averages $7,800/month in 2026. Memory care units provide specialized dementia care with secured environments and higher staff ratios, typically running 20–40% more than standard assisted living.

Does Medicare cover assisted living in Springfield, MA?

No. Medicare does not cover assisted living in Springfield, MA or anywhere else. Medicare covers up to 100 days of skilled nursing after a qualifying hospital stay — not long-term custodial care. Most assisted living is paid privately through savings, pensions, or long-term care insurance. Medicaid may cover nursing home costs for Massachusetts residents who qualify financially.

Elder Care Cost in Springfield, MA (2026)

Assisted living in Springfield, MA averages $5,700/month (27% above national avg). Nursing home private room: $13,500/month. In-home aide: $6,200/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$5,700

per month

Nursing Home

$13,500

private room

In-Home Aide

$6,200

44 hrs/week

Memory Care

$7,800

per month

Adult Day Care

$2,050

per month

How Springfield, MA compares

Care type

Assisted Living

Springfield, MA

$5,700/mo

National avg

$4,500/mo

Nursing Home

private room

$13,500/mo

$9,733/mo

In-Home Aide

44 hrs/week

$6,200/mo

$5,339/mo

Memory Care

$7,800/mo

$6,200/mo

Annual costs in Springfield, MA

Assisted living

$68,400/year

or $5,700/month

Nursing home (private room)

$162,000/year

or $13,500/month

Most families need 2–4 years of care on average. At Springfield, MA assisted living rates, that's $136,800–$273,600 total before insurance or Medicaid.

Springfield, MA vs Massachusetts statewide average

Assisted living

$5,700 Springfield, MA

$5,800 Massachusetts avg

Springfield, MA is 2% below the state average

Nursing home (private)

$13,500 Springfield, MA

$14,235 Massachusetts avg

See full Massachusetts elder care data — Medicaid coverage, all care types →

Understanding care types in Springfield, MA

Assisted Living — $5,700/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $13,500/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $6,200/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $3,100/month in Springfield, MA.

Memory Care — $7,800/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $2,100/month above standard assisted living in Springfield, MA.

Nearby cities

Boston, MA

$6,300/mo

assisted living

Worcester, MA

$5,900/mo

assisted living

Ann Arbor, MI

$4,600/mo

assisted living

Rochester, NY

$5,500/mo

assisted living

Birmingham, AL

$3,800/mo

assisted living

Bridgeport, CT

$6,000/mo

assisted living

Hartford, CT

$6,100/mo

assisted living

Oxnard, CA

$5,700/mo

assisted living

Cape Coral, FL

$4,300/mo

assisted living

Full Massachusetts data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

Massachusetts elder care costs →

All 200 cities

Compare assisted living and nursing home rates across all metros.

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