ElderCareCost

Elder Care Cost in Worcester, MA (2026)

Assisted living in Worcester, MA averages $5,900/month (31% above national avg). Nursing home private room: $13,800/month. In-home aide: $6,400/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$5,900

per month

Nursing Home

$13,800

private room

In-Home Aide

$6,400

44 hrs/week

Memory Care

$8,100

per month

Adult Day Care

$2,100

per month

How Worcester, MA compares

Care type

Assisted Living

Worcester, MA

$5,900/mo

National avg

$4,500/mo

Nursing Home

private room

$13,800/mo

$9,733/mo

In-Home Aide

44 hrs/week

$6,400/mo

$5,339/mo

Memory Care

$8,100/mo

$6,200/mo

Annual costs in Worcester, MA

Assisted living

$70,800/year

or $5,900/month

Nursing home (private room)

$165,600/year

or $13,800/month

Most families need 2–4 years of care on average. At Worcester, MA assisted living rates, that's $141,600–$283,200 total before insurance or Medicaid.

Worcester, MA vs Massachusetts statewide average

Assisted living

$5,900 Worcester, MA
$5,800 Massachusetts avg

Worcester, MA is 2% above the state average

Nursing home (private)

$13,800 Worcester, MA
$14,235 Massachusetts avg

Understanding care types in Worcester, MA

Assisted Living — $5,900/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $13,800/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $6,400/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $3,200/month in Worcester, MA.

Memory Care — $8,100/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $2,200/month above standard assisted living in Worcester, MA.

Full Massachusetts data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

Massachusetts elder care costs →

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