ElderCareCost

Elder Care Cost in Jersey City, NJ (2026)

Assisted living in Jersey City, NJ averages $6,100/month (36% above national avg). Nursing home private room: $12,600/month. In-home aide: $6,200/month.

Source: Genworth/CareScout Cost of Care Survey 2024–2025

Assisted Living

$6,100

per month

Nursing Home

$12,600

private room

In-Home Aide

$6,200

44 hrs/week

Memory Care

$8,400

per month

Adult Day Care

$2,000

per month

How Jersey City, NJ compares

Care type

Assisted Living

Jersey City, NJ

$6,100/mo

National avg

$4,500/mo

Nursing Home

private room

$12,600/mo

$9,733/mo

In-Home Aide

44 hrs/week

$6,200/mo

$5,339/mo

Memory Care

$8,400/mo

$6,200/mo

Annual costs in Jersey City, NJ

Assisted living

$73,200/year

or $6,100/month

Nursing home (private room)

$151,200/year

or $12,600/month

Most families need 2–4 years of care on average. At Jersey City, NJ assisted living rates, that's $146,400–$292,800 total before insurance or Medicaid.

Jersey City, NJ vs New Jersey statewide average

Assisted living

$6,100 Jersey City, NJ
$5,800 New Jersey avg

Jersey City, NJ is 5% above the state average

Nursing home (private)

$12,600 Jersey City, NJ
$12,410 New Jersey avg

Understanding care types in Jersey City, NJ

Assisted Living — $6,100/mo

Private apartment-style living with meals, housekeeping, medication management, and help with bathing or dressing. Good fit when someone needs regular support but not 24-hour nursing. No Medicare coverage. Most families pay privately.

Nursing Home — $12,600/mo

24-hour skilled nursing care. Required when someone needs ongoing medical attention — wound care, IV medications, physical therapy. Medicare covers the first 100 days after a qualifying hospital stay; Medicaid pays for long-term stays for those who qualify.

In-Home Aide — $6,200/mo

A home health aide comes to the house — typically 44 hours/week based on survey methodology. Covers personal care, light housekeeping, and companionship. Part-time (20 hrs/week) runs roughly $3,100/month in Jersey City, NJ.

Memory Care — $8,400/mo

A secured unit within or attached to an assisted living facility, designed for residents with Alzheimer's or other dementias. Higher staff ratios and specialized programming push costs $2,300/month above standard assisted living in Jersey City, NJ.

Full New Jersey data

Statewide averages, Medicaid coverage details, and all care-type breakdowns.

New Jersey elder care costs →

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