ElderCareCost

Elder Care Cost: New York City, NY vs Virginia Beach, VA (2026)

Virginia Beach, VA assisted living runs $5,000/month — $1,800/month less than New York City, NY's $6,800/month. That's $21,600/year.

New York City, NY, NY

$6,800

assisted living/month

+$2,300 vs national avg

Virginia Beach, VA, VA

$5,000

assisted living/month

+$500 vs national avg

New York City, NY vs Virginia Beach, VA — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type New York City, NY Virginia Beach, VA
Assisted Living $6,800/mo $5,000/mo
Nursing Home (Private) $15,400/mo $9,600/mo
In-Home Aide $7,700/mo $5,300/mo
Memory Care $9,200/mo $6,900/mo
Adult Day Care $2,400/mo $1,650/mo

Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.

Annual Cost Impact

For assisted living, Virginia Beach, VA costs $60,000/year vs New York City, NY's $81,600/year.

Monthly savings

$1,800

Annual savings

$21,600

2-year total savings

$43,200

% difference

36%

Savings = New York City, NY cost minus Virginia Beach, VA cost. Assisted living only.

Overall, Virginia Beach, VA is more affordable — lower cost on 5 of 5 care types.

Frequently Asked Questions

Is elder care cheaper in New York City, NY or Virginia Beach, VA?

Virginia Beach, VA has lower assisted living costs at $5,000/month vs. $6,800/month in New York City, NY — a difference of $1,800/month ($21,600/year).

What types of elder care are compared here?

This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.

How do these cities compare to the national average?

The national average for assisted living is $4,500/month. New York City, NY is $2,300 above the national average. Virginia Beach, VA is $500 above the national average.