Elder Care Cost: San Francisco, CA vs Tampa, FL (2026)
Tampa, FL assisted living runs $4,600/month — $2,400/month less than San Francisco, CA's $7,000/month. That's $28,800/year.
San Francisco, CA, CA
$7,000
assisted living/month
+$2,500 vs national avg
Tampa, FL, FL
$4,600
assisted living/month
+$100 vs national avg
San Francisco, CA vs Tampa, FL — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | San Francisco, CA | Tampa, FL |
|---|---|---|
| Assisted Living | $7,000/mo | $4,600/mo ✓ |
| Nursing Home (Private) | $14,000/mo | $10,300/mo ✓ |
| In-Home Aide | $8,200/mo | $5,500/mo ✓ |
| Memory Care | $9,600/mo | $6,400/mo ✓ |
| Adult Day Care | $2,400/mo | $1,800/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey. 2026 estimates.
Annual Cost Impact
For assisted living, Tampa, FL costs $55,200/year vs San Francisco, CA's $84,000/year.
Monthly savings
$2,400
Annual savings
$28,800
2-year total savings
$57,600
% difference
52%
Savings = San Francisco, CA cost minus Tampa, FL cost. Assisted living only.
Overall, Tampa, FL is more affordable — lower cost on 5 of 5 care types.
Frequently Asked Questions
Is elder care cheaper in San Francisco, CA or Tampa, FL?
Tampa, FL has lower assisted living costs at $4,600/month vs. $7,000/month in San Francisco, CA — a difference of $2,400/month ($28,800/year).
What types of elder care are compared here?
This page compares five common senior care types: assisted living, nursing home (private room), in-home aide (44 hrs/week), memory care, and adult day care. These cover the full range from part-time supervision to full residential skilled nursing care.
How do these cities compare to the national average?
The national average for assisted living is $4,500/month. San Francisco, CA is $2,500 above the national average. Tampa, FL is $100 above the national average.