Elder Care Cost: Illinois vs Indiana (2026)
Indiana assisted living runs $4,300/month — $350/month less than Illinois's $4,650/month. That's $4,200/year.
Illinois
$4,650
assisted living/month
+$150 vs national avg
Indiana
$4,300
assisted living/month
-$200 vs national avg
Illinois vs Indiana — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Illinois | Indiana |
|---|---|---|
| Assisted Living | $4,650/mo | $4,300/mo ✓ |
| Nursing Home — Private Room | $8,943/mo | $8,760/mo ✓ |
| Nursing Home — Semi-Private | $7,848/mo | $7,665/mo ✓ |
| In-Home Aide (44 hrs/week) | $5,529/mo | $5,148/mo ✓ |
| Adult Day Care | $1,625/mo | $1,408/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey 2024–2025. Statewide medians — metro areas typically run 15–30% higher.
Annual Cost Difference
For assisted living, Indiana costs $51,600/year vs Illinois's $55,800/year.
Monthly gap
$350
Annual gap
$4,200
2-year care
$8,400
% difference
8%
Assisted living only. Nursing home gap: $183/month ($2,196/year).
Frequently Asked Questions
Is elder care cheaper in Illinois or Indiana?
Indiana is cheaper for assisted living at $4,300/month, vs. $4,650/month in Illinois — a $350/month gap. Indiana comes out ahead on 5 of 5 care categories.
How do nursing home costs compare between these states?
A private nursing home room in Illinois runs $8,943/month vs. $8,760/month in Indiana. The national median is $9,733/month.
How do both states compare to the national average?
The national average for assisted living is $4,500/month. Illinois is $150 above the national average, and Indiana is $200 below.
Do costs vary within each state?
Yes. Metro areas typically run 15–30% above the statewide median shown here. Statewide averages are useful for comparing states, but actual costs depend heavily on the specific city or county.
See full breakdown: Elder care in Illinois · Elder care in Indiana · All state comparisons · Cost by state (all 50)