ElderCareCost

Elder Care Cost: California vs Texas (2026)

Texas assisted living runs $4,250/month — $1,500/month less than California's $5,750/month. That's $18,000/year.

California

$5,750

assisted living/month

+$1250 vs national avg

Texas

$4,250

assisted living/month

-$250 vs national avg

California vs Texas — All Care Types

Monthly costs. Green = lower cost. National average shown for context.

Care Type California Texas
Assisted Living $5,750/mo $4,250/mo
Nursing Home — Private Room $11,680/mo $7,300/mo
Nursing Home — Semi-Private $10,646/mo $6,205/mo
In-Home Aide (44 hrs/week) $6,864/mo $4,767/mo
Adult Day Care $1,950/mo $1,300/mo

Source: Genworth/CareScout Cost of Care Survey 2024–2025. Statewide medians — metro areas typically run 15–30% higher.

Annual Cost Difference

For assisted living, Texas costs $51,000/year vs California's $69,000/year.

Monthly gap

$1,500

Annual gap

$18,000

2-year care

$36,000

% difference

35%

Assisted living only. Nursing home gap: $4,380/month ($52,560/year).

Frequently Asked Questions

Is elder care cheaper in California or Texas?

Texas is cheaper for assisted living at $4,250/month, vs. $5,750/month in California — a $1,500/month gap. Texas comes out ahead on 5 of 5 care categories.

How do nursing home costs compare between these states?

A private nursing home room in California runs $11,680/month vs. $7,300/month in Texas. The national median is $9,733/month.

How do both states compare to the national average?

The national average for assisted living is $4,500/month. California is $1,250 above the national average, and Texas is $250 below.

Do costs vary within each state?

Yes. Metro areas typically run 15–30% above the statewide median shown here. Statewide averages are useful for comparing states, but actual costs depend heavily on the specific city or county.