Elder Care Cost: Texas vs Florida (2026)
Texas assisted living runs $4,250/month — $250/month less than Florida's $4,500/month. That's $3,000/year.
Texas
$4,250
assisted living/month
-$250 vs national avg
Florida
$4,500
assisted living/month
+$0 vs national avg
Texas vs Florida — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | Texas | Florida |
|---|---|---|
| Assisted Living | $4,250/mo ✓ | $4,500/mo |
| Nursing Home — Private Room | $7,300/mo ✓ | $10,220/mo |
| Nursing Home — Semi-Private | $6,205/mo ✓ | $9,125/mo |
| In-Home Aide (44 hrs/week) | $4,767/mo ✓ | $5,339/mo |
| Adult Day Care | $1,300/mo ✓ | $1,733/mo |
Source: Genworth/CareScout Cost of Care Survey 2024–2025. Statewide medians — metro areas typically run 15–30% higher.
Annual Cost Difference
For assisted living, Texas costs $51,000/year vs Florida's $54,000/year.
Monthly gap
$250
Annual gap
$3,000
2-year care
$6,000
% difference
6%
Assisted living only. Nursing home gap: $2,920/month ($35,040/year).
Frequently Asked Questions
Is elder care cheaper in Texas or Florida?
Texas is cheaper for assisted living at $4,250/month, vs. $4,500/month in Florida — a $250/month gap. Texas comes out ahead on 5 of 5 care categories.
How do nursing home costs compare between these states?
A private nursing home room in Texas runs $7,300/month vs. $10,220/month in Florida. The national median is $9,733/month.
How do both states compare to the national average?
The national average for assisted living is $4,500/month. Texas is $250 below the national average, and Florida is $0 above.
Do costs vary within each state?
Yes. Metro areas typically run 15–30% above the statewide median shown here. Statewide averages are useful for comparing states, but actual costs depend heavily on the specific city or county.
Related Comparisons
See full breakdown: Elder care in Texas · Elder care in Florida · All state comparisons · Cost by state (all 50)