Elder Care Cost: New York vs Florida (2026)
Florida assisted living runs $4,500/month — $1,000/month less than New York's $5,500/month. That's $12,000/year.
New York
$5,500
assisted living/month
+$1000 vs national avg
Florida
$4,500
assisted living/month
+$0 vs national avg
New York vs Florida — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | New York | Florida |
|---|---|---|
| Assisted Living | $5,500/mo | $4,500/mo ✓ |
| Nursing Home — Private Room | $13,870/mo | $10,220/mo ✓ |
| Nursing Home — Semi-Private | $12,410/mo | $9,125/mo ✓ |
| In-Home Aide (44 hrs/week) | $6,292/mo | $5,339/mo ✓ |
| Adult Day Care | $2,058/mo | $1,733/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey 2024–2025. Statewide medians — metro areas typically run 15–30% higher.
Annual Cost Difference
For assisted living, Florida costs $54,000/year vs New York's $66,000/year.
Monthly gap
$1,000
Annual gap
$12,000
2-year care
$24,000
% difference
22%
Assisted living only. Nursing home gap: $3,650/month ($43,800/year).
Frequently Asked Questions
Is elder care cheaper in New York or Florida?
Florida is cheaper for assisted living at $4,500/month, vs. $5,500/month in New York — a $1,000/month gap. Florida comes out ahead on 5 of 5 care categories.
How do nursing home costs compare between these states?
A private nursing home room in New York runs $13,870/month vs. $10,220/month in Florida. The national median is $9,733/month.
How do both states compare to the national average?
The national average for assisted living is $4,500/month. New York is $1,000 above the national average, and Florida is $0 above.
Do costs vary within each state?
Yes. Metro areas typically run 15–30% above the statewide median shown here. Statewide averages are useful for comparing states, but actual costs depend heavily on the specific city or county.
Related Comparisons
See full breakdown: Elder care in New York · Elder care in Florida · All state comparisons · Cost by state (all 50)