Elder Care Cost: New York vs New Jersey (2026)
New York assisted living runs $5,500/month — $300/month less than New Jersey's $5,800/month. That's $3,600/year.
New York
$5,500
assisted living/month
+$1000 vs national avg
New Jersey
$5,800
assisted living/month
+$1300 vs national avg
New York vs New Jersey — All Care Types
Monthly costs. Green = lower cost. National average shown for context.
| Care Type | New York | New Jersey |
|---|---|---|
| Assisted Living | $5,500/mo ✓ | $5,800/mo |
| Nursing Home — Private Room | $13,870/mo | $12,410/mo ✓ |
| Nursing Home — Semi-Private | $12,410/mo | $11,315/mo ✓ |
| In-Home Aide (44 hrs/week) | $6,292/mo | $5,910/mo ✓ |
| Adult Day Care | $2,058/mo | $1,950/mo ✓ |
Source: Genworth/CareScout Cost of Care Survey 2024–2025. Statewide medians — metro areas typically run 15–30% higher.
Annual Cost Difference
For assisted living, New York costs $66,000/year vs New Jersey's $69,600/year.
Monthly gap
$300
Annual gap
$3,600
2-year care
$7,200
% difference
5%
Assisted living only. Nursing home gap: $1,460/month ($17,520/year).
Frequently Asked Questions
Is elder care cheaper in New York or New Jersey?
New York is cheaper for assisted living at $5,500/month, vs. $5,800/month in New Jersey — a $300/month gap. New Jersey comes out ahead on 4 of 5 care categories.
How do nursing home costs compare between these states?
A private nursing home room in New York runs $13,870/month vs. $12,410/month in New Jersey. The national median is $9,733/month.
How do both states compare to the national average?
The national average for assisted living is $4,500/month. New York is $1,000 above the national average, and New Jersey is $1,300 above.
Do costs vary within each state?
Yes. Metro areas typically run 15–30% above the statewide median shown here. Statewide averages are useful for comparing states, but actual costs depend heavily on the specific city or county.
Related Comparisons
See full breakdown: Elder care in New York · Elder care in New Jersey · All state comparisons · Cost by state (all 50)